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Payment Policy

Payment Options

Effective Date: September 07, 2025

1. Introduction

At Smart HVAC Direct, we highly value your safety and convenience. We offer a variety of secure and easy-to-use payment methods that comply with all applicable laws and regulations in the United States.

2. Accepted Payment Methods

If paying via third-party services (e.g., PayPal, GPay, Venmo, Affirm), their terms and conditions will also apply.

Payment is required at the time of purchase.

2.1 Credit 

We accept all major credit:

  • Visa

  • Mastercard

  • American Express

  • Discover

How it Works:

  • Step 1: Select your preferred card option at checkout.

  • Step 2: Enter your card details, including the card number, expiration date, and CVV code.

  • Step 3: Your payment will be securely processed through our encrypted payment gateway.

  • Step 4: Once approved, you will receive an order confirmation via email.

2.2 Shop Pay

Secure Online Payments Worldwide

Pay quickly and securely using your Shop Pay account.

How it Works:

  • Step 1: Choose Shop Pay as your payment method at checkout.

  • Step 2: You will be redirected to the Shop Pay login page.

  • Step 3: Log in to your Shop Pay account and confirm the payment.

  • Step 4: After confirmation, you will be redirected back to our website with your order details.

2.3 PayPal

Secure Online Payments Worldwide

Pay quickly and securely using your PayPal account.

How it Works:

  • Step 1: Choose PayPal as your payment method at checkout.

  • Step 2: You will be redirected to the PayPal login page.

  • Step 3: Log in to your PayPal account and confirm the payment.

  • Step 4: After confirmation, you will be redirected back to our website with your order details.

2.4 G Pay (Google Pay)

Secure Online Payments Worldwide

Pay quickly and securely using your GPAY account.

How it Works:

  • Step 1: Choose GPAY as your payment method at checkout.

  • Step 2: You will be redirected to the GPAY login page.

  • Step 3: Log in to your GPAY account and confirm the payment.

  • Step 4: After confirmation, you will be redirected back to our website with your order details.

2.5 Venmo

Secure Online Payments Worldwide

Pay quickly and securely using your Venmo account.

How it Works:

  • Step 1: Choose Venmo as your payment method at checkout.

  • Step 2: You will be redirected to the Venmo QR Code.

  • Step 3: To pay, scan the QR code with your Venmo app.

  • Step 4: After confirmation, you will be redirected back to our website with your order details.

2.6 Affirm

Secure Online Payments Worldwide installment/payment provider

Pay quickly and securely using your Affirm account. "As low as $xx/mo with Affirm"

How it Works:

  • Step 1: Choose Affirm as your payment method at checkout.

  • Step 2: You will be redirected to the Affirm login page.

  • Step 3: Log in to your Affirm account and confirm the payment.

  • Step 4: After confirmation, you will be redirected back to our website with your order details.

3. Security and Data Protection

Your security is our highest priority. All transactions are encrypted and processed through secure payment gateways that comply with industry standards.

  • SSL Encryption: Our website uses Secure Socket Layer (SSL) encryption to protect your personal and financial information during transmission.

  • PCI Compliance: Our payment processors are Payment Card Industry Data Security Standard (PCI DSS) compliant.

  • Privacy Policy: Please refer to our Privacy Policy for detailed information on how we handle your data.

4. Customer Support

If you encounter any issues or have questions about your payment, please do not hesitate to contact our customer service team.

  • Email: support@smarthvacdirect.com

  • Phone: 303.578.5808

  • Address: 1500 W Grant St, Denver, CO, 80203, USA

5. Compliance with United States Legislation

All our payment methods and processes strictly comply with the laws and regulations of the United States.

6. Payment Confirmation

After completing your payment, you will receive:

  • Order Confirmation: An email containing your order details and confirmation.

  • Receipt: A digital receipt for your records.

  • Processing: Orders will not be processed or shipped until payment is confirmed.

If you do not receive a confirmation email within 1 hour, please check your spam folder or contact our customer service.

7. Currency

All transactions are processed in USD, unless otherwise stated. If your bank account is in a different currency your bank may apply currency conversion rates and fees.

Customers are responsible for any applicable taxes, duties, or currency conversion fees.

8. Failed or Declined Payments
  • Order Confirmation: Your order will begin processing once your payment is successfully approved. If a payment doesn’t go through, do not worry — your order simply will not move forward until it is resolved.

  • Receipt: If you experience a declined payment, the quickest solution is to reach out to your bank or payment provider. Once the issue is cleared, you are welcome to try again and complete your purchase.

  • Processing: In rare cases where payment can’t be verified, we may need to cancel the order, but you are always welcome to place a new one once the payment issue is fixed.

9. Fraud Prevention

To protect our customers and maintain a secure shopping environment:

  • Verification: We may perform verification checks and request additional information before accepting an order.

  • Suspicious Activity: Orders suspected of fraud or unauthorized activity will be investigated, and appropriate action will be taken, which may include cancellation of the order.

10. Changes to Payment Options

We reserve the right to add or remove payment methods at any time. Updates will be posted on this page. We encourage you to review this Payment Options page regularly.

11. Terms and Conditions

By making a purchase on https://smarthvacdirect.com, you agree to our Terms Of Service and Return and Refund Policy.

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