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Payment Policy

1. Introduction

At Smart HVAC Direct, we provide secure and convenient payment methods that comply with U.S. laws and regulations.

2. Accepted Payment Methods

We accept the following payment methods:

Affirm
Shop Pay

2.1 Credit Cards

We accept all major credit cards:

Visa
Mastercard
American Express
Discover
Apple Pay

3. Security and Data Protection

Your security is our highest priority. All transactions are encrypted and processed through secure payment gateways that comply with industry standards.

  • SSL Encryption: Our website uses Secure Socket Layer (SSL) encryption to protect your personal and financial information during transmission.
  • PCI Compliance: Our payment processors are Payment Card Industry Data Security Standard (PCI DSS) compliant.
  • Privacy Policy: Please refer to our Privacy Policy for detailed information on how we handle your data.

4. Compliance with United States Legislation

All our payment methods and processes strictly comply with the laws and regulations of the United States.

5. Payment Confirmation

After completing your payment, you will receive:

  • Order Confirmation: An email containing your order details and confirmation.
  • Receipt: A digital receipt for your records.
  • Processing: Orders will not be processed or shipped until payment is confirmed.

If you do not receive a confirmation email within 1 hour, please check your spam folder or contact our customer service.

6. Currency

All transactions are processed in USD, unless otherwise stated. If your bank account is in a different currency, your bank may apply currency conversion rates and fees.

Customers are responsible for any applicable taxes, duties, or currency conversion fees.

7. Failed or Declined Payments

Order Confirmation: Your order will begin processing once your payment is successfully approved. If a payment doesn't go through, do not worry — your order simply will not move forward until it is resolved.